Consent Orders vs Property Settlement Agreement: How Do They Fit Together?
These two terms overlap more than they compete - one is the outcome, the other is often how you formalise it. Here's the plain-English version.
Unlike some of our other comparisons, this one isn't really "which do I choose" - it's "how do these two things relate to each other". Once you see how they fit together, the right next step is usually obvious.
What is a property settlement?
"Property settlement" is the general term for dividing up the property, debts and superannuation you and your ex-partner own together or separately, once you've separated. It describes the outcome you're working towards, not a specific document. People sometimes use the phrase to mean an informal private agreement, and sometimes to mean the fully formalised, court-enforced version - which is where consent orders come in.
What are consent orders?
Consent orders are a written agreement submitted to the court and approved, becoming a legally enforceable court order. When people talk about "formalising" a property settlement so it actually holds up over time, consent orders are usually how that happens. They can also cover parenting arrangements in the same set of orders, if you need that too.
How the two overlap
| Property settlement | Consent orders | |
|---|---|---|
| What it is | The general term for dividing assets, debts and super | One formal way of making that division enforceable |
| Goes through the court? | Only if formalised as consent orders (or occasionally a BFA) | Yes - approved by the court |
| Can cover parenting too? | No - property and finances only | Yes, if you want it in the same orders |
| Enforceable if unformalised? | No - a private agreement alone carries real risk | Yes, once approved |
Which service do I need?
If you're focused on the practical side of dividing assets, debts and superannuation - including working out how superannuation splitting fits in - our property settlement service is built around that. If you specifically want the agreement made into a formal, court-enforced order (with or without parenting arrangements alongside it), our consent orders service is the more direct route. In practice the two products overlap heavily - a property settlement very often gets formalised as consent orders - so if you're not sure which page to start on, get in touch and we'll point you to the right one rather than have you pick blind.